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1. Proper channeling of savings into investment and social spending will enhance real private consumption in the long run.

2. Analysts said high home prices also denting private consumption, as a flat in big cities could cost the savings of up to three generations.

3. Relatively high public and private savings rates in Hong Kong have contributed to recurring current account surpluses.

4. It has also overhauled its banking sector, forcing unlisted savings banks to seek private capital or face nationalisation.

5. An $ 800 billion stimulus did not have the effect for which its proponents hoped, largely because it was accompanied by a big increase in private savings.

6. So Yang invested 6 million yuan of his own savings and borrowed the rest from private individuals.