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1. Financial institutions were forced to announce massive writedowns and asset devaluation, encroaching upon capital adequacy ratio.

2. I wonder what the people who once danced and laughed here would think of the encroaching clubs and chic dining establishments nearby.

3. In the face of encroaching deserts, we must stave off the sands to protect our precious land.

4. In addition, the lake is threatened by global warming and encroaching desert.

5. She said the biggest threat to the surviving panda population is humans encroaching on the their natural habitat.

6. Yoshida however disallowed the goal because he spotted another Uzbekistan player encroaching into the penalty area when the kick was taken.

7. Jia said Minqin county and the Shiyang River basin in Gansu and the Loess Plateau will be key areas for planters fighting encroaching sands.

8. Macquarie has been encroaching on the turf of Western banks in Asia ever since the financial crisis crippled several institutions and closed others.

9. The report on development encroaching upon the important Yellow River Delta National Nature Reserve is alarming.

10. Sit up straight and make sure your elbows aren't encroaching on your neighbor's space.