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1. Insurance companies should also apply prudent oversight and keep adequate capital reserve to guard against systematic risks.

2. China still orders commercial banks to park part of their deposits in the central bank to guard against future operation risks.

3. This is a lovely chilled dessert that will guard your family against the summer cold and flu germs.

4. The Clippers earlier in the day released guard Will Conroy and signed guard Jason Hart, who had nine points and four rebounds in 25 minutes against San Antonio.

5. Banks are banned from rolling over existing loans to commercial properties and they should improve collateral management to guard against possible risks.

6. The government has implemented a slew of measures to guard the remaining land against commercial use.

7. Chow called for concerted effort from the community to guard against avian flu in Hong Kong.

8. The lack of a comprehensive national policy requiring local governments to guard against natural hazards like droughts and floods has aggravated the situation.

9. He called on Chinese people to be on guard against conceit and rashness and to continue to strive for new achievements.

10. Agrometeorological experts have warned citizens in the affected regions to guard against sharp temperature drop and consequent frozen road surface.